Art. 8a para. 3 let. c SchKG
Having a debt-enforcement proceeding withdrawn by the creditor
Updated on 7 July 2026
In brief
A paid or unjustified debt-enforcement proceeding can be withdrawn directly by the creditor: often the simplest route when they agree, with no waiting period at the office. A withdrawn proceeding is no longer disclosed to third parties. A clear letter recalling payment or the unfounded nature of the claim puts the odds in your favour.
Withdrawal by the creditor is often the simplest route when they agree. A withdrawn debt-enforcement proceeding is no longer brought to the attention of third parties. A clear, well-argued letter recalling payment or the unjustified nature of the claim puts the odds in your favour.
When this route works
It applies where the debt has been paid or where the debt-enforcement proceeding is unjustified. The creditor is not obliged to withdraw, but often does so once the claim is settled or manifestly unfounded, because the proceeding then no longer serves any purpose.
Why this route is often preferred
Unlike non-disclosure, withdrawal does not depend on any waiting period at the office. A debt-enforcement proceeding withdrawn by the creditor is no longer disclosed to third parties, which cleans your extract without a heavier procedure — provided the creditor agrees.
What to do if the creditor refuses
If the creditor refuses despite payment or the absence of any debt, you retain other options: the non-disclosure request or, if necessary, the court route.
- 1Settle the debt, or gather the evidence showing that it is unjustified.
- 2Send the creditor a written request to withdraw the debt-enforcement proceeding.
- 3Ask them to confirm the withdrawal in writing, to the office and to you.
- 4Set a reasonable deadline for a reply, for example ten days.
- 5If there is no withdrawal, prepare a non-disclosure request.
Is the creditor obliged to withdraw the debt-enforcement proceeding?
No. But a clear letter recalling payment or the absence of any debt strongly encourages it, because the proceeding then no longer has any reason to exist.
Does withdrawal remove the debt-enforcement proceeding for third parties?
Yes. A debt-enforcement proceeding withdrawn by the creditor is no longer brought to the attention of third parties.