What removing an entry actually costs
Updated on 9 August 2026
In brief
The official fees are low and set by federal law: CHF 17 for the register extract (Art. 12a GebV SchKG), CHF 40 for a non-disclosure request (Art. 12b GebV SchKG), and nothing at all for a withdrawal the creditor agrees to. There is no deletion fee. The real cost lies elsewhere: taking the wrong route loses months, and a request filed too early can be dismissed with costs against you.
It is the first question everyone asks, and the answer is surprising: the state charges very little. What costs is the time lost on a route that does not apply to your situation.
What the authorities charge
The tariff is federal and therefore identical everywhere: the register extract costs CHF 17 (Art. 12a GebV SchKG) and a request for non-disclosure to third parties CHF 40 (Art. 12b GebV SchKG). Asking a creditor to withdraw a paid entry costs nothing — it is a letter. There is no deletion fee, because the law does not use that concept: there is withdrawal by the creditor, and non-disclosure by the office.
What actually costs money
The most expensive item is taking the wrong route. A non-disclosure request without a prior objection is doomed, and filed before the three months have elapsed it can be dismissed with costs against you. The court route (Art. 85a SchKG) brings court fees and, in practice, a lawyer at several hundred francs an hour. And the debt itself remains owed: these fees do not extinguish it.
What is free, and often overlooked
An objection to the payment order costs nothing and is filed within ten days, orally at the counter or in writing (Art. 74 SchKG) — the single most profitable act in the whole procedure. Waiting is also free: five years after closure the entry stops being disclosed to third parties (Art. 8a para. 4 SchKG). And debt counselling services are free or charged at a social rate.
Is there a fee to have an entry deleted?
No. The law has no paid deletion: either the creditor withdraws the entry (free), or the office stops disclosing it on request (CHF 40, Art. 12b GebV SchKG).
Do I need a lawyer?
Not for a withdrawal or a non-disclosure — those are letters you send yourself. A lawyer becomes useful for the court route (Art. 85a SchKG), where costs quickly exceed several hundred francs.
Is paying the debt enough?
No. Payment closes the proceeding, but the entry stays visible until the creditor withdraws it or five years after closure (Art. 8a para. 4 SchKG).